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MHP requires that the benefit design maintain at least a 15%
incentive differential (steerage) between utilization of in-
versus out-of-network providers. Steerage less than 15% can
be considered if there are other areas of the plan that adequately
incent the employee to use MHP providers. All benefit plan designs
being proposed should be sent to MHP for review.
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MHP notifies all provider offices of new groups that access
the network. Final plan design should be forwarded to MHP as
early as possible prior to the effective date. In most cases,
an employee benefit booklet will suffice.
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MHP requires notification of the utilization review program
including precertification requirements, company name and phone
number.
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MHP encourages its participation in any employee orientation
meetings that may be scheduled so that we can accurately answer
any questions related to the MHP network. MHP has available
marketing materials and provider directories which may be distributed.
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MHP requires claims submission to MHP’s central claims
clearinghouse and information system. MHP will reprice claims
according to the appropriate reimbursement schedule, identify
provider network participation, and forward repricing information
and original claims to the appropriate TPA with superior turnaround
time.
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Standard EOB information requirements include: 1) covered person’s
name, 2) date of service, 3) billed amount by CPT-4 code number
for physician charges and standard nomenclature for hospital
charges, 4) the amount of the allowable charge based on applicable
fee schedule, 5) the amount of benefits paid pursuant to the
Plan, and 6) the balance due from the covered person for services
furnished by the MHP provider. The EOB should clearly reference
negotiated rates to the MHP network.
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MHP facilities usually incorporate a DRG payment methodology
for inpatient services. Claims administration of DRGs (vs. billed
charges) is required.
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MHP provides an annual directory of providers (with periodic
updates) for each employee who accesses the network. An on-line
provider directory can be accessed through this web site.
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